The problem is real, for many banks, but it’s not as big problem as it would seem.

I know one bank who does an academy thing, where they bring in graduates, train them for up to two years (with salary) for them to be able to work on the systems. So, it’s a problem, but they have knows to get around it.

Also. This problem is not isolated to banks. I saw the same kinds of problems when I was in telecom.