Even if one overspends a little extra in those initial years paying a mortgage on a nicer place, much of that will be recouped upon sale, since places in cool areas tend to appreciate quit quickly and mortgages are highly leveraged.
How are you employing it?
[personal details removed]
"Where to get private health insurance?" Google it? I think pretty much every state has a BlueCross insurance company you can call up to ask. You'll probably spend between $500 and $1000/month, per person in your family, depending on state and age.
I despise employer-provided insurance - we have an entire culture of people who feel extra-dependent on 'employers' and who don't seem to know how to find out basic information.
You have a more than comfortable nest egg. Go pursue your passion before it's too late.
The GP was talking solely about dividends, but most funds will re-balance and distribute long-term capital gains to you if you wish. If, in 2020, you held $1.5MM in a mix of those funds and instead of reinvesting dividends, long-term, & short-term capital gains, and instead redirected them to your bank account. You'd have something like $80k distributed and your market value would have increased to like 1.7-1.8MM.
Not that 2020 was a typical year or anything. But the past 8 or so years have told a similar story.
Or you can date where you are, and then move somewhere cheap together
This is a dubious claim, but I don't want to get into it, because I've debated this on HN ad nauseum.
> Or you can date where you are, and then move somewhere cheap together
What attractive, educated, socially-active woman in her 20s will want to move to the middle of nowhere once you get together or marry? I want to be around friends, family, alumni, and I'd wager so would she.
This seems like social life suicide. I'm in my 30s, single, and omitted dating much in my 20s (because -- surprise surprise -- I was working way too much). I can't really move to the middle of nowhere where the dating pool is non-existent.