35, renting and another 12k left here. I am in the (relatively) lucky position that my loans are only about 6% interest so it's not quite an emergency for me to pay them back. Selfishly I stopped making extra payments to see if Biden actually kept his campaign promise of a minimum $10k forgiveness, but of course as soon as he was elected that disappeared.

I know classmates of mine (2008) who still have 20, 30, 40k in debt. Even some of the kids who came from a bit of family money still struggled for the better part of their 20's to pay everything back.