They should be interesting to read, since the current statment - "personal property will be covered for loss or damage due to vandalism or theft caused by an Airbnb guest" - offers a whole lot of wiggle-room.

For example, what about non-personal property? If I live in a rental apartment, put it on Airbnb, it gets trashed, and my landlord says I have to fix it up...will the policy cover that? It's damage, but it's not damage to the personal property of the person connected to Airbnb.