I don't get it either, there was this fairytale about the big bad wolf, but I guess they must all think "hey at least it's better than straw", or something.
It's a really strange experience. You don't notice until you see the first solid stone house after two weeks of flimsy wooden cottages, it's a feeling, solid. "Stands like a house" is a saying in Dutch, meaning "solid as a rock", except in the USA it wouldn't make much sense :)
For a single story house, wood (if I understand) is a safer choice than other heavy materials which would crush you. In SF, there are different building codes as the buildings tend to be more vertical.
Wearing is, as well, but it's waiting on another SCOTUS decision for affirmation.
As for carrying in SF, only people named Feinstein are permitted to do that.
There are a handful of cases which ought to end the question on carry in the next year, as well. Either Williams or Masciandaro may do so this year providing SCOTUS grants cert.