opportunities aren't really a function of money in particular in the software world. You need a good project, good people and whatnot, but you don't need 18 billion dollars for your next company.

In fact if anything I'd honestly say it might be a negative to be that wealthy. A lot of ideas are the products of inventiveness in the face of constraints and a sense of urgency. There is a lot of super-wealthy 30 year olds that have emerged out of the big IPOs and a lot of them have basically retired.