Is you're above 50, yes. 40-50, odds are about the same as yearly flu. Under 40, you're more at risk from the yearly flu.
(I'm going from memory and may be a little off on the age ranges, but covid is heavily weighted towards the elderly while influenza is not)
Now it's true that chance is probably somewhere around 0.3% assuming you don't live in an area where hospitals are out of ICU beds and vents. But it's your _life_ at risk.