/Should/ be yes, but we repeatedly see people who come into a windfall blow it all almost immediately on fancy cars and vacations and end up worse off than when they started. (See: professional athletes.)

I'm doing okay but I worked for what I have. I'm pretty financially savvy compared to the median person and even /I/ can't say with 100% certainty that if I ran into $55 mil somehow that I would be able to save/invest it all responsibly.