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Re:How Sweden became the Silicon Valley of Europe by saberdancer on Wednesday August 11, 2021 @07:20AM (#28140620)
Bank has their own system which uses a token to authenticate. It used to be a 2FA with a physical device but now it's a mobile app.

Government services have multitude of methods to log in, they include using a government issued ID with a card reader or using on of lesser auth methods like using the bank token.

I don't think you can use your government ID to log into your bank, even though it would make sense.

Re:How Sweden became the Silicon Valley of Europe by rjzzleep on Wednesday August 11, 2021 @07:29AM (#28140679)
German banks have had HBCI later FinTS for decades[0]. What I don't know is why that standard ended up in new Fintech banks rolling their own standards later on. I suspect the implementation, certification and licensing must be a nightmare, but I really don't know.

[0] https://en.wikipedia.org/wiki/FinTS