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A comment on Early Retirement (2006). Parent comment

Re:Early Retirement (2006) by ghaff on Wednesday August 04, 2021 @01:52PM (#28064047)
I never said they were a "burden." I was indicating that just because you've paid off your mortgage doesn't mean living in a house is free.

I think you'll find those numbers are not especially high for a house. (As opposed to a condo which have their own fees.) My house is not especially large--but it is about 200 years old although renovated so budgeting a few hundred dollars per month for maintenance seems reasonable.

I honestly doubt that most people could get the cost associated with maintaining a house below $500/month or so.

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Re:Early Retirement (2006) by throwaway894345 on Wednesday August 04, 2021 @01:57PM (#28064130)
> I never said they were a "burden." I was indicating that just because you've paid off your mortgage doesn't mean living in a house is free.

No one claimed it was free, and if it’s not a burden then what’s the problem? My point is that $80K without a mortgage or retirement allocation leaves significantly more money left over than $80K with those expenses. Where is the problem?

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Re:Early Retirement (2006) by ghaff on Wednesday August 04, 2021 @06:52PM (#28067483)
Of course. But my point was that your "spending money" may still need to budget $10+K/year to keep a roof over your head. (Of course, you can downsize and move someplace cheaper.)
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