Early Retirement (2006)

Re:Early Retirement (2006) by flowerlad on Wednesday August 04, 2021 @11:46AM (#28062381)

Any growth in the "government's portion" is yours until you sell. Also, if you sell after retirement the tax rate is going to be low if you don't have much non-investment income.

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Re:Early Retirement (2006) by isthis129283 on Wednesday August 04, 2021 @04:34PM (#28065952)

I agree it's yours until you sell. We are just debating semantics (does retiring with $14M mean retiring with $14M you can spend, or $14M minus taxes that you can spend).

Also, Capital gains is treated differently than ordinary income.

Your income tax bracket is irrelevant in determining your capital gains rate (at least for now).

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Re:Early Retirement (2006) by neogodless on Wednesday August 04, 2021 @04:53PM (#28066166)

https://www.nerdwallet.com/article/taxes/capital-gains-tax-r...

Income tax bracket doesn't directly correspond with capital gains brackets, but total income affects the capital gains tax rate.

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