And that's what Apple's subscription is selling too. So it doesn't make sense to say Microsoft's offering is a "single product" and Apple's is "a range of consumer offerings".
Well, Apple doesn't have a single subscription, they have several in totally unrelated areas (from Music to AppleCare, and from renewing your Iphone model every year leasing-style to Cloud backup). They do offer bundles for some, but not for others.
A product is not necessarily a program (an executable).
A suite can be a product too, and you can absolutely sell a suite as a single SKU.
In fact that's exactly what MS does 90% of the time, and it even used to sell it in shrink-wrapped box form.