>If a business fails and closes down its employees will be out on the dole, and that's the best case scenario. They lose their health care, possibly their homes and other possessions.
No, best (and most likely) scenario is that they find a job elsewhere a few weeks later while they collect unemployment. The business owner who likely had no savings because everything was reinvested into the business is actually screwed. You keep thinking every owner is Jeff Bezos but there are millions of small to medium business owners who risk it all for the chance to make it big. It's not "one less luxury auto". It's their entire livelihood.
Since you think that employees should share in the equity when a company is as successful as Amazon, I take it you also agree that employees should have all of their past wages clawed back when the company goes out of business, right? It's only fair. If they helped take the company to success, then they must have also brought it down to failure as well.
That's the point: Bezos didn't get a loan from a bank, he just raised money from other rich people. He never had even the risk of repaying a bank loan, for Christ's sake! Most people who want to start small business are a much more precarious situation, and that's why they don't start businesses as easily as you want.
Funny, I do too! That's why I don't want all the wealth and power in the hands of a few oligarchs, and that's why I want everyone to be properly compensated and rewarded for their work and their creations. Capitalism, especially in its current flavour, prevents this.
> their employees that did not take on any risk
If a business fails and closes down its employees will be out on the dole, and that's the best case scenario. They lose their health care, possibly their homes and other possessions. Capital risks what, materially? One less luxury auto? One less vacation across the globe this year? Probably not even that.
I confess I never really understood all that talk about "risk".