Climate change won't make humanity extinct and the planet will not notice it happening. But you will definitely notice your life being dominated by trying to get the government to pay out on your house (aka life savings) which was destroyed in a wildfire after the insurance company went bankrupt from a "black swan" event.
And by the way, that wildfire may have been caused by Global Warming, the the house price (that's actually what is bankrupting you) is really not because of this collapse.
Anyway, the conclusion is that we should focus on adapting faster and better. I'm not sure if playing doom is helpful.
Same problem with coastal real estate: your house is now uninsurable against flood, and then gets flooded and is destroyed - what do you do?
Take a recent disaster: say as a resident you believe the Miami condo you lived in was structurally unsound, but the management does not: what do you do?
"Adapt" means quite different things at different scales, and you currently live in the "oh, yeah its a big more expensive" part of that. But no middle class person can afford to straight lose the value of their house if they own it.
In all these cases you're alive, you probably have running water, food and power. But you're poorer - by a lot, and your quality of life is reduced. You "adapted".
Move. Our difficulty to move is a new phenomenon and isn't created by any of the variables on those simulations.
Are you suggesting that oil is not finite??? Or that we have an easy replacement at hand contrary to the people that says otherwise such as in the "Planet of The humans" documentary?