> And crypto gives the entire world that great experience, without needing a bank or a government

ha ha keep drinking the kool aid:

- crypto is difficult to use (really, no one wants the hassle of managing private keys)

- transactions are irreversible (i realise by design, but actually most people just want some measure of fraud protection)

- often high transaction costs

- slow transaction times (>10 mins for btc, often longer, versus literally instant for conventional payments)

- very, very limited transaction rates.

- oh and you could easily lose your cash with no recovery (go to point one re private keys)