> It’s also a problematic argument, because it’s highly regressive, extremely annoying or intrusive in practice (do I swipe my credit card every time I step into a park or call the fire department?

It's a parody of libertarianism, but that's exactly how Ferengi society worked in Star Trek, e.g. https://www.youtube.com/watch?v=bVa8NaYTMIQ, https://www.youtube.com/watch?v=fNCX6InQ3ZQ. There was one five minute scene I remember as a kid where Quark literally was dropping money in a box a couple times a minute to get his questions answered somewhere.