Because in some people's environments, if you're not registered with a corp and carrying the latest iPhone or other relevant status symbol, people ask what you're doing with your life & make you feel like a derelict piece of shit.

Borrowing money doesn't mean borrowing every penny you can, nor does it mean buying anything specific.

Some people believe that borrowing or lending at interest is fundamentally wrong, but I never see these articles make that assertion and explain the basis for it.