“Global warming is real but I cannot personally afford to be carbon-neutral in the society as it is set up” is a fine position to take, but folks making that objection should be aiming to see large-scale structural changes to the society so their descendants don’t end up living through the end of civilization. The problematic part is “... but I like how things are going and nothing should change even though it is grossly unsustainable.”

Personally I have not heard this per se. Everyone I know who is opposed to climate science / energy policy changes is a wealthy person living in material excess, largely for social signaling purposes (e.g. buying more and larger houses and cars than they need for any practical purpose), and their denials are fed by right-wing propaganda and self-serving delusion.