And there's such a thing as hong Kong style cheese baked rice.

I mean it's 2021. When I was growing up Kraft singles were common. Today I can go to a supermarket and pick up a block of Gouda.

Also, I think there's degrees of lactose intolerance? I don't really take full cream milk as is anymore because of that but cream and cheese and lattes are fine...

Definitely degrees to it, and also for many people it does fluctuate over time depending on how much you help your guts keep feeding on lactose to keep the workers alive.