Nah, that's governed by contracts, law and enforced by the police. That money tends to be traceable and recoverable.

Credit card transactions are reversible, that means such flaws can be considered a cost of doing business rather than permanently destroying anything.

With ecommerce the worst you can do as a seller is take out as much money as the credit limit on the card. Which for most people is in the low thousands.

With smart contracts the liability upside is orders of magnitude higher.