I agree, Vanguard is one of the best funds with low commissions. Nowadays there's no point putting your money in a bank account, so I looked into ways of investing the money. After carefully considering different options, I decided this was the best way to proceed with the minimum risk and with a good return.

Every month I transfer a bit, without looking if the stock goes up or down. The best goal is to invest intelligently for the long-term. Broad-based index have proven to be a good choice for long-term.