The risk here is a lot lower, it’s not really gambling. In this situation, you’re in the same position as everyone else in the country. It’s that fact that means you can more easily slip by without being caught. Not only that but it’s arguable that even people still working were financially impacted by the pandemic, and they could reduce or stop paying rent. A lot of people had pay cuts, or lived with roommates, it’s not hard to justify it. You might not think your stretching the truth or you may think if your the only roommate paying rent that it doesn’t matter at that point.

Back to your example of shoplifting: If it’s a riot and looting is happening, then even people who normally wouldn’t steal or commit often join in. It’s mob mentality. “If everyone is doing it, why can’t I?”