Because as we all know, having a substandard "financial literacy" class when you are 15 will help you after you win the lottery at 45, after having years of not practicing any of it and not keeping up-to-date on things.

Better than nothing?

I still remember my grade 10 business teacher (mandatory class) urging us to start contributing to our retirement and showing us the graphs of how impactful it would be to start early?

I remember that the social studies teacher brought in a friend to "help" with the financial literacy portion, in 8th grade.

We got told to bring our parents into a car dealership for extra credit.

And sure, that's all well and good. Did they also teach you how to contribute while you are low income or if you wound up not actually working because you were taking care of a spouse, child, or parent? Probably not. I'm gonna guess that statistically, you are more likely to be the poor person that can't save.