Same goes for supposed long-term effects. The vaccines might have some, but it's less likely than the virus itself having long-term effects (it even has a name already: "long covid"). If you're young, covid is also much more dangerous than the flu.
https://www.worldometers.info/coronavirus/coronavirus-age-se...
That said, I am 100% happy with you making an assessment for your own health. I only start objecting when people (not you) pretend there is no risk or refuse to wear a mask or decline the vaccine because its a conspiracy.
We can go back and forth getting the right risk figure and you may be happy with that risk. That's all personal freedom and good faith discussion. When people refuse the facts, that's when it gets frustrating to me. And I think a very big number are doing just that.