I look at it like a baseball game. Most of us are stuck being spectators. We're perpetual employees, living paycheck to paycheck (the lucky ones saving a little) but we will never get to play in the major league. A few people are MLB players. They can afford to get one, maybe two at-bats during the game. If they miss, they're done. If they hit, they're heroes.

Then, you have the extremely lucky few who get infinite at-bats, due to being born into wealth. They swing, miss, fallback on their family, swing, miss, fall back, and so on until they finally swing, get a home run, then spend the rest of their life writing books about how to be talented at baseball.