the crazy thing is that there are a ton of "recently homeless" folks you encounter in your daily life without even knowing it. Something like 10% of the cal state university students are homeless. My wife is a doc in the ER and deals with a bunch of folks who are going through these issues. Many retail workers, service workers etc are homeless, shower at the gym, and have been living in their car or friends couches for the past few months and will probably find a place to live in the next few months.