“What I find most ridiculous is that the ‘take’ for Uber is often over 50% of the fare, especially with the $3.10 "safe ride fee" but their deductible for incidents like this is $2500,” he told me over e-mail. “My own insurance disclaimed the event because of Uber. So I get the entire bill.”

Sounds like they are charging tens of thousands of dollars a year in booking fees for each FT driver, how is the coverage that bad?

https://help.uber.com/driving-and-delivering/article/what-is...