Being able to use a different app store (which may or may not be as "curated" as Apple's own store) or to simply download the app from the devs website and install it doesn't seem to be a problem for Android users. Or for Windows, Linux and even macOS (eg: is it that bad being able to install Steam?)
The thing is, most people will use the store that comes with the phone. I have F-Droid installed for some open source apps, but my parents have no idea of what that is. They use Google's Play Store, like most users... if Facebook wants them to use their apps, that's where their app needs to be.
Apparently, yes, it is a problem.
After years of "there are no viruses for mac", I find it funny to see an Apple exec saying that his own family members have been infected by malware on macOS.
The store owners pay rent, they are not obliged to give a 30% commission on purchases to the company who owns the shopping centre and they are not forced to use the shopping centres chosen payment service to make sure they collect on commissions.
Less freedom is not a good thing. Nothing is being taken away from you when you provide other options, quite the opposite.
BTW, Have you seen the app store catalog for macOS on apple silicon? Still very sparse.
Trusting one company to provide the whole stack is not necessarily practical, even for the average user.