Right but if you’re in a typical high-paying tech career (and you don’t want to send your children to private schools) then spending a more typical amount on your children means spending proportionally much less of your income than the average American (remember, this thread was about why more Americans born in the 60’s aren’t millionaires). It will be especially affordable if you get e.g. some level of childcare as a work benefit as this is often one of the biggest expenses to ordinary middle class Americans (either directly or in opportunity cost to parents who have to take more time off work)