There’s also the fact that people making decisions about whether their kids can afford baths are spending energy and time on that decision, and not using that energy for recreation or other work.

Tons of these decisions are non-factors for those who have enough to just have their kid take a bath without worrying about it.

Another example are those who can fill up a gas tank when they stop, because they’d rather minimize the number of stops at gas stations and don’t need to worry about whether they will over draw or be able to eat if they fill up their tank).