Sorry, I was not supposed to include the part from your reply about personal loans. I was just pointing out that the mortgage interest deduction is effectively useless for 87% of people.

> 80% were better off with Trump tax cuts?

No, 80% percent are better off with the standard deduction than itemizing given the Trump tax changes (which include increases, like limiting the SALT deduction, as well as cuts.)

The standard deduction was nearly doubled, as well as the 15% tax rate was cut to 12%. It's hard to see how lower income people would be paying more.

> It's hard to see how lower income people would be paying more.

One might almost imagine that there is a reason that no one at all has said “lower income people are paying more” in this discussion.

But have fun beating that strawman.

Except you decided to argue with me when I said they were better off under the Trump tax cuts.