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Re:Treasury Calls for Crypto Transfers over $10k to Be Repor... by gruez on Thursday May 20, 2021 @02:56PM (#27225503)
You seem to be right. I skimmed wikipedia which said "other payment or transfer" and assumed it covered eletronic transfers as well, but it looks like only cash is covered.

https://verafin.com/wp-content/uploads/2017/01/currency-tran...

>A CTR is only required when a transaction involves cold hard cash, in either paper or coin form. Other forms of payment, such as wire transfers, don’t need to be reported on a CTR.

Re:Treasury Calls for Crypto Transfers over $10k to Be Repor... by sneak on Thursday May 20, 2021 @03:00PM (#27225568)
CTRs are reporting requirements for financial institutions. Individual payments between people in the US don't require reporting.

It is different if you have a business.