LOL most of those read like scammers who got caught in delayed fraud review.

The way it works at most payment processors: since an awful lot of people churn / decide to do something else / don't sell anything, they'll let most anybody sign up and start integrating, accept a few payments, and THEN have a human do the detailed account review.

This avoids wasting time reviewing accounts that won't ever process a payment - but it also produces irate fraudsters, who went to all the trouble of integrating only to have all their payments reversed to the customers.

Do you work for Stripe?

Startups Fintech companies are notorious for still trying to figure out the game.

Stripe is no different. They have terrible reviews all across the internet. Not all of them are "scammers" as you like to call them.