I'm talking about the case where a person doesn't get to "choose" to act poor. The poor person doesn't get to choose to think other than what is affordable, where someone with more money gets the choice to thinking of things other than affordability, like comfortably. The mindset that develops from a lack of agency in one's life is more traumatizing than one that does have that agency but must learn to change their mindset. Different people might not be as effected by poverty however.