This is an exceptional edge case and I absolutely think that additional assistance would be in order. But generally, emergency funds, health insurance, disability assistance, and welfare are all able to alleviate this type of situation.

If you intentionally have kids, you should have had an emergency fund stockpiled long before conception.

> This is an exceptional edge case

It is, but it wouldn't be challenging to construct far less exceptional cases to consider.

* workers of dangerous jobs e.g. oil rigs and mining

* workers in seemingly-stable jobs that are suddenly outsourced e.g. GMC factory workers in Flint, MI

* workers in industries on the verge of collapse e.g. milkmen and telephone switchboard operators

* lost income after the birth of a disabled child forcing one parent to stay home full-time

> If you intentionally have kids, you should have had an emergency fund stockpiled long before conception.

By shifting 100% of the responsibility to the parents, you're ignoring the issue of far greater importance: the wellbeing of the children.

Telling parents that they should have planned better and saved more does nothing for their children, but those children WILL have an impact on the future society you inhabit.