I guess the photography plan is competitive, but it's still a subscription. I hate paying monthly fees for anything, especially for something I don't use. Much prefer to pay a higher fixed cost and finance that on my own... and yes I preferred this when I was a poor student; I bought a lot of expensive software back in the day by saving what I could from my $12/hour (in 2004 money) day job.
And believe it or not, being able to open the program and have it simply work, without going through a bunch of login/update/subscription hassle, is really important for creativity. Technical crap regularly derails my creative process when I'm manic with an idea, so the possible premium is worth it.
I get what you're saying, but my point is that $1000 is ludicrously expensive when you only rarely need that software and in this case cheap subscription is a good option. I would not consider $1000 for Photoshop at all, but $32 is something I could pay if there's no free or cheap alternative.
Art is weird. I have a perpetual license for Lightroom. It's great because I can click the LR icon and boom, there it is, ready to download my photos and serve me. I don't have to measure my photography out by it, don't have to consider whether or not my LR subscription is current before I pick up the camera, I don't have to hassle with it when I need something... it's simply there.
Same with music: if an idea pops up in my head, I can click the FL-Studio icon and... there it is! Ready to go. I have a couple of plugins that need to periodically reactivate interactively, and in all honesty they simply don't get used. In the moment even load times matter, I'm not going to sit around and finagle with logins or activations or anything... I'll just move on.
I purchased a data recovery program that used to be called R-Studio a little while ago. It's great software, I used to pirate it back in the day, and its demonstrably better than most of the free data recovery apps out there. I've used it once, but again I am confident that it is there and it will run, and that I can confidently offer a data recovery service/favor to friends or customers without awkwardly futzing about or checking before-hand as to whether the software will work or not.
These are all cases where having software ready-to-go is better, and a subscription just gets in the way. I could even argue that having this stuff on-hand helped me get through some really lean times where even $10/month was a difficult price to pay.
How is paying $1000 better than paying $32 every six months and getting access for the entire month? $1000 better if you'll use it for 30 months without interruptions but it sounds like that's not your use-case.