Re:Game developers sharing their salaries on Twitter
by aidenn0 on Monday May 10, 2021 @04:14PM
(#27110351)
I have never seen a health-care plan in the US with real out-of-pocket maxes. The fine-print is crazy on those clauses. We got burned by going to an ER while traveling, and while the ER bill was covered under out-of-pocket maxes, both doctors who saw our son in the ER were not employees of the ER, and so counted as neither in-network nor emergency room care. Basically 90% of the bill was not subject to the out-of-pocket maximum on our plan.
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Re:Game developers sharing their salaries on Twitter
by ptmcc on Monday May 10, 2021 @11:25PM
(#27113898)
Washington state passed a law making this sort of balance billing illegal, effective Jan 1 2020.
It's a huge problem nationwide, though, and ultimately needs to get addressed at the federal level. It's absolutely insane and fraudulent that an in-network hospital has out-of-network providers within it.
Re:Game developers sharing their salaries on Twitter
by dahfizz on Monday May 10, 2021 @04:31PM
(#27110547)
I have always had an option for a plan that has an explicit out of pocket max for out of network costs. Maybe that's not very common.
Re:Game developers sharing their salaries on Twitter
by aidenn0 on Monday May 10, 2021 @04:48PM
(#27110748)
We have that option to, and I looked at switching to it, but the list of exceptions to the out-of-network costs was still fairly long and contained words that I wasn't sure what they meant in the context of a legal document. Considering we'd be paying about $20k more out-of-pocket with that plan in a typical year, I wasn't sure if "getting a smaller list of exceptions" was worth it.
Re:Game developers sharing their salaries on Twitter
by dv_dt on Wednesday May 12, 2021 @02:58PM
(#27133869)
One chilling exception I found with a previous employer was in the small print with "premium" cancer treatment medications. I kept thinking cancer is a primary case where I really do not want to worry about if my chemo drugs are on the premium list or not to avoid out of pocket costs.