Pandemics will inevitably occur, however rarely, as long as humans exist. Similarly computers will be exploited, no matter how secure they are. That’s just the reality of complex systems. Natural market forces have already deployed people toward decreasing the probability of future pandemics, which were already rare. Seems good enough to me, if not ideal. What else can be done?
Again, this seems pretty self-centred. The world is good enough to for you. you have the freedom to work on whatever you want. Don't you care that most people don't have that freedom?
Everyone in my country has the same freedoms to work whatever job they want and to have as many kids as they want. The freedoms people have in other countries is out of my control. How is that self-centered?
I’m not entirely sure about the three options you presented. I reject the premise that the world needs to be made better. It seems roughly good enough to me. I’m free to work on whatever I want. I’m free to have as many children as I want. I’m not sure how it could be made better outside of the government taking less of the fruits of my labor. If that makes me a nihilist, so be it, just leave me free to build my life how I want it. I can manage the rest, don’t need anyone to “fix” the “world” for me.