They're not low, certainly, but they aren't extravagant, and they are offset by low property taxes (California 1%, Texas 1.80%, New Hampshire 2.18%), even more so once you've been in a place some years, and are benefiting from Prop 13.

Uh, no, 1% isn’t not a low tax rate when’s starter single family home in the Bay Area is $1M.

Californian valuations are fixed in their increases by prop 13, so over time your property taxes will go down, restive to inflation at least.

Sure, if housing prices increase at the same rate as the last 30 years there is a huge benefit, but regardless if you buy today you’ll have a massive property tax bill.

Yes, and it really isn’t fair, but prop 13 wasn’t about fairness.

You have to look at what your effective rate is. If you make $100k, you’ll pay 6% effective.