Re:Researchers chart path to drastically lower administrativ...
by andrewlgood on Thursday May 06, 2021 @02:36PM
(#27067411)
To be clear, I agree we should eliminate the deduction for employer paid health care.
For historical reference, employer-paid insurance only became prevalent in the US during/after World War II as a way to compete for labor after the government implemented wage controls. When the wage controls were lifted, people had become used to the benefit of employer-paid health care and it stuck.
My sense is the US will never move to the model you describe with young men creating a buying group for very specific policies. Society is simply not going to accept extreme differences in premiums for young, healthy people vs much older, less healthy people.
For historical reference, employer-paid insurance only became prevalent in the US during/after World War II as a way to compete for labor after the government implemented wage controls. When the wage controls were lifted, people had become used to the benefit of employer-paid health care and it stuck.
My sense is the US will never move to the model you describe with young men creating a buying group for very specific policies. Society is simply not going to accept extreme differences in premiums for young, healthy people vs much older, less healthy people.