There's a part of me that that thinks there are no accidents. Yes--that whole Freud thing.

As I have aged, I do think their are accidents, and life is a gamble. It has always bothered me the rich can afford to take chances, but that's another story.

I still think it's best to think you can control your fate with most acccidents though.

In high school, and college, I drove without insurance. (California used to require auto insurance, but didn't mandate it at DMV. I honestly couldn't afford it.)

I used to think of driving as walking on a cliff's edge. You just don't make a mistake. It did work, but I probally got very lucky too.