Hi there, Ine here from Nomadz.nu, one of the 2 girls of the presentation :) This post is really interesting, and about the same thing we'd say. We're European, so for us things are a bit different when it comes to insurance and retirement savings, but all in all it's pretty similar. Especially the part where people say: We can't do this because ... (fill in the dots) They can. Because we did. :)