Which is still, while perhaps not as “atrocious” as plural “orders of magnitude”, without doubt something people considering riding bikes be fully aware of and prepared to accept the risk/consequences of.

I personally believe you can manage that risk. But I might be bullshitting myself because I want to ride because I enjoy it a lot. 32 years and approaching 1 million km on the bikes I own with my most serious injury being a dislocated shoulder is a fun/consequence ratio I’m happy enough to live with. (I suspect my decision there might be different if I had children or other similar responsibilities…)

Risk management is a personal thing. If you are lax about it, expect lax outcomes - which explains a proportion of the 10x worse figure, but not all of it clearly. Some risks you can't mitigate much and humans with a metal shield around them are predictably better off.

Regards kids... I gave up my bike for $$$ to move cities. Upon first kid birth, I bought another bike off a guy who was giving it up because his wife was having a kid.

My friends joked that it was clear his wife loved him more than mine loved me. :-P

But I missed riding, my wife has no issue and the logistics justified the cost. I am still wanting to add ride cameras though.

Enjoy! Best wishes for safe riding.