Except that’s not how value works in a human, emotional sense . Without agreements (maybe some crypto’s have that implicitly? Idk) the value will plummet, scale, inflate, deflate without reason or sometimes apparent cause.

There might be countries where there are advantages to crypto (say Turkey who was in the news) where it’s a better short term alternative, but crypto in my book is as speculative as ever, and I have seen nothing that changes my mind.

I’ve heard (don’t know how true it is) there also there are also some big players who have big hoards of a coin and can dump or pump a value at their wim.