But that is creating tragedy of commons that we have now. People who are having money are investing in stocks or ETFs, buying real estate because it is still better than having cash. Which inflates stocks/real estate bubble and when it bursts it will be much bigger mess than paying low wages but in constant manner, spread out over multiple people and multiple years.

I definitely did not write about business that cannot pay its employees. I wrote about business that lets people put the food on the table, which means also pay the bills.