Re:Labor shortage or terrible jobs?
by selimthegrim on Friday April 30, 2021 @08:39PM
(#27001619)
Louisiana is high because of the plaintiff friendly courts where even minor accidents are litigated, the trial lawyers making money off of it, and the traffic courts which bargain down speeding tickets to brake tag violations all the time (which is priced in by the insurance companies)
Source: I live in New Orleans.
The user you replied to said per year, not per month.
Absolutely beg to differ. I was on a high-deductible, low-benefit plan for a two-year old used economy car in Louisiana with no marks on my driving record for $250/month. The insurance cost was more than the monthly cost of the car. That being said, it was more than the state mandated liability insurance, but it still wasn't anywhere near the levels of insurance I now have in Washington State on a brand new Tesla Model 3. As you mentioned, it's highly dependent on where you live, but it's absolutely feasible to be paying $200-$300/month for insurance.
Edit: Apologies to parent comment. This was a reading comprehension failure.