Yep, its great because I never feel bad about paying for tiny things by card. I remember how before this regulation the card companies were extracting so much profit (with a minimum fee) that it was often expensive for a convenience store to accept cards. Some had lower bounds of what you could pay by card, to keep the fees at a manageable level. Now it's not a problem, contactless payments are everywhere and for everything due to slim fees. The only downside is that credit card rewards are modest compared to the US