What is 'decent housing' for instance? An apartment in the affordable part of town, shared with 3 room-mates? Your own condo? Your own house in the suburbs? A home in a gated community?

Is 'decent food' the minimum amount of recommended nutrition as defined by the USDA? Or eating out 3 nights a week? Or enjoying prime rib whenever you feel like it?

Is "decent healthcare" a checkup every year? Or a Cadillac insurance plan?

Any combination of these could be called an acceptable standard of living depending on who you ask. It's totally subjective, but the difference between them is tens of thousands of dollars a year.