There seems to be a lot of confusion over racism where one group seems to think racism only exists when it involves white hoods and hurling racial epitaphs and the other group is more concerned about large societal trends and documented evidence of disparities in outcomes based on race.

Machine learning algorithms are a perfect example. If you build an ML algorithm for approving home loans using historical data, the outcomes of that algorithm will likely have a strong racial bias due to the history of housing segregation. If a company were to use that algorithm, they would be participating in systemic racism even if not a single person in that company was racist. It's racist because the outcomes are, not because of individual racists within the system trying to explicitly hurt black folk.