> The consoles would never allow them

They allow Fortnite[1], don't they? Or more recently Genshin Impact, which is a pure "gatcha" game - as "mobile" as it gets - and is probably doing very well[2] on PS4/5.

[1] https://www.youtube.com/watch?v=dPHPNgIihR0

[2] https://comicbook.com/gaming/news/genshin-impact-mobile-reve...

Edit: Oh, I totally forgot about the original console "strip you of your money" game: Fifa[3].

[3] https://screenrant.com/fifa-ultimate-team-ea-total-revenue-6...